In his new publication, which is released today, he added that some insurance products may also be unnecessary, as certain issues such as mobile phone theft may be covered by a home contents policy.
Mr Levene said: "The insurance industry's favourite phrase is 'peace of mind', but it uses this to justify policies that cost a lot and are almost impossible to claim against.
"Instead of just blindly following what the salesman says, people should carry out a risk assessment of their own and make an informed choice about whether they actually need the insurance, and whether it's worth the premium."
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