The expert also went on to explain that other issues such as pregnancy should not necessarily affect the cost of such cover.
"If people are pregnant that doesn't affect premiums in itself, unless they are suffering from complications," he explained.
"An insurance company would look at the pre-pregnancy weight rather than the mid-pregnancy weight, so pregnancy doesnt matter [to life insurance premiums]."
Research released by Norwich Union in March found that 37 per cent of people have not through about taking out life insurance.
The study also found that 44 per cent of people decided to purchase life insurance after they bought their first home, while 13 per cent bought cover after getting married or moving in with a partner.
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