Only four per cent of people claimed they would feel confident to carry out major repairs on their vehicles if a problem arose.
Emma Holyer, spokesperson for Britannia Rescue, said that the research shows how important it is for drivers to take out breakdown cover.
"With many cars relying on complex electronics or technology, many problems now require specialist equipment, as well as specialist knowledge, to get the problem fixed," she added.
The British Insurance Brokers' Association's technical and corporate affairs executive Graeme Trudgill recently said that uninsured drivers in the UK are a "massive problem".
It is thought that around two million people currently drive without cover.
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