The research revealed that around one in six consider their finances less than once a month, while only 14 per cent are concerned about not having enough money in retirement.
Christine O'Grady, senior media relations executive at Friends Provident, claimed the study showed women do not regard financial matters as highly as they should.
She said: "We are urging women to take control of their money and make sure that they reach a balance between enjoying themselves and 'living for today' as well as planning and saving for emergencies and an enjoyable retirement."
Previous research by Friends Provident revealed that those who rent a property in later life need more money in retirement than people that own a home at the same age.
Click here to run an energy price comparison, and see if you could be paying less for your gas and electricity.