According to the expert, the average claim cost in 2006 was £716 and is typically increasing by six per cent, which proves the importance of cover.
She added: "If you are likely to travel a few times a year consider taking out annual insurance - it can save you money and mean you are covered for the whole year which is ideal for those 'spur of the minute' trips away."
Recent research by Sainsbury's Bank found that as many as ten per cent of people may have travelled without cover when heading on breaks in Easter.
The study claimed that over 4.2 million people did not take out travel insurance the last time they went abroad.
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