New step down tracker mortgage launched

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A new step down tracker product designed for those looking to remortgage has been launched by NatWest.

The three-year deal is fee-free and also includes a facility which allows people to change to one of the lender's other fixed rate products after three months.

It is thought that the mortgage has been created to specifically target those with a loan-to-value requirement of around 90 per cent.

Discussing the product, NatWest's head of branch mortgage said: "At a time when there is uncertainty and complexity within the mortgage market, we wanted to offer our customers a competitive and transparent mortgage deal.

"With no set up fees and the downward stepping of the interest rates, we are confident that our new deal will be popular with remortgage customers."

NatWest also recently launched a new savings account designed to help first time buyers build up a deposit for house purchase.

The First Home Saver Account offers consumers a tax-free cashback of around £5,000 when they sign up to one of the company's mortgages.

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