The survey also showed that 63 per cent of women have savings or investments, but only around half save more than £500 a year.
Christine O'Grady from Friends Provident said: "As people live for longer, it is critical they prioritise retirement planning to ensure they have a stable financial future."
Meanwhile, hundreds of thousands of women have today won the right to a full state pension.
Women who have taken time out of work to raise families or care for relatives will now be able to top up their National Insurance contributions to bring them up to the full state amount.
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