He explained that if people lose an expensive camera while abroad or damage any of their belongings, they can claim off their home insurance policies.
The expert then went on to outline how it can also reduce the cost of other forms of cover related to trips abroad.
"If you are taking out travel insurance, you don't need to include the baggage element because that is covered with your home insurance," he added.
Recent research by Zurich Private Clients found that one in ten people do not have insurance for their holiday homes.
According to the study, the average holiday home includes valuables worth up to £15,200.
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