Brokers can also offer potential borrowers advice, meaning that those taking out a mortgage can benefit from guidance on what issues to prioritise - for example flexibility, payment size - and what is less important, she continued.
They are also able to help out with the application process, especially when deals are announced and then withdrawn within days because of a high take-up rate, according to Fool.co.uk.
"Your broker is always on your side, battling with lenders on your behalf," Ms Werbner added.
Earlier in the month, the Financial Services Authority shut down a mortgage broker as part of an ongoing campaign to protect consumers.
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