It was also revealed that people will pay for over a third of their holidays using plastic cards.
Callum Gibson, head of Abbey Credit Cards, said: "If you are heading abroad this winter then it's important to consider how you can make your money work harder.
"Choosing a fee free credit card, such as the Abbey Zero card, means that you won't have to worry about foreign exchange fees eating into your holiday spending money."
Previous research by Abbey found that 22 per cent of credit card holders are planning to get a zero per cent credit card over the next year.
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