Managing director Janet Connor said: "Minor jobs like checking fluids, tyre pressure and condition, and replacing worn small parts like windscreen wipers, can really help prevent major issues later on.
"After all, steering clear of potential problems in the short term has to be better than making an avoidable claim, risking your no claims bonus and increasing the cost of your premium in the long term."
Other advice from the insurer includes keeping screen wash reservoirs topped up and using good-quality anti-freeze.
Meanwhile, research from LV has shown that one in four motorists has been a victim of crime, with detachable stereos, CDs and money being the most stolen items in break-ins.
Click here to run an energy price comparison, and see if you could be paying less for your gas and electricity.