Drink driving 'can affect insurance premiums'

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Drink driving can "seriously impact" on the cost of insurance premiums, an expert has warned.

Erik Nelson, a spokesperson for Norwich Union, also urged motorists to be honest about convictions they have had in the past, as it could also affect the validity of their policies.

Research released last year by the Motor Insurers' Bureau found that uninsured drivers are ten times more likely to have a drink driving conviction than those with cover.

However, Mr Nelson added that honesty should always be the "best policy" for previously-convicted motorists with insurance.

"A drink-driving conviction will seriously impact your premium. As a reminder, if a motorist fails to declare their convictions they risk their motor insurance policy becoming void in the event of a claim," he explained.

In March this year, a study published by Confused.com found that 2.3 million men were convicted of driving offences last year, compare to just 920,000 women.

The research also found that speeding accounted for 73 per cent of male offences.

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