"There's an awful lot more competitors in the marketplace who cater for all types of potential customers who want to start up in business," he commented, before adding that it's in the interests of the customer to make sure they're not overstretching themselves.
"Clearly we would look at the eligibility and the affordability," he added.
"So if a customer comes to us, we want to help them understand this is what the financial requirements would be to offer a loan.
"I don't think there's necessarily customers who are not able to start up because of a lack of funding, it's just looking around the marketplace and seeing who is looking to lend to them," he concluded.
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