The organisation's director Chris Tapp added that credit card companies could possibly do more to help consumers make informed decisions on the options available to them.
"Credit card companies could display the actual cost of credit in pounds so you could look at the actual cost rather than just being given a percentage," he explained.
He added that consumers should also be told about charges associated with withdrawing cash and spending abroad.
"That sort of information needs to be available up front and not buried in small print where people cannot find it," he concluded.
Recent research by MoneyExpert showed that 3.2 million people in the UK have five or more credit cards.
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