People looking to enjoy a break abroad have been warned by a travel agency to ensure they assess what they need from a travel insurance policy.
STA Travel stated that by considering what they need to be covered, people can be sure that their insurance provides them with full cover for any situation they may run into while overseas.
A spokesperson for the agency added that there is "a huge amount" to consider when looking into buying travel insurance, as there is no such thing as a "one size fits all" policy.
"Every travel insurance policy is different, offering the consumers different inclusions and levels of cover," she explained.
"It is important for a customer to assess their needs when it comes to travel insurance, for instance assessing the overall value of the items they are travelling with."
Travel insurance is becoming increasingly important for travellers as research found that a growing number of people are taking gap years to visit overseas destinations.
Mintel's study predicted that the global gap year market is set to grow to £11 billion by 2010.
Click here to run an energy price comparison, and see if you could be paying less for your gas and electricity.