Ian Crowder, the organisation's public relations manager, added that in most cases, such insurance will also cover people anywhere in the world.
He said: "If you have this cover, it will include all your property baggage, camera, personal effects, et cetera."
People could also reduce their travel insurance premiums by not taking out cover for luggage, he added.
According to Gapyear.com, around a quarter of young travellers in the UK head on trips abroad without proper insurance cover.
The website has stated that such a move could lead to many parents' homes and financial security being at risk.
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