It was also found that 39 per cent of households are planning to make improvements to their property to increase its price.
Phil Cliff, director of Abbey Mortgages, said that the research demonstrates that falling house prices are "not necessarily bad news".
However, he added that if homeowners are planning on moving house, it is "always worth getting advice" as a property is generally a person's "largest asset".
Earlier this year, research by Abbey found that 24 per cent of borrowers would opt for a five-year fixed rate deal if they remortgage tomorrow.
According to the study, two-year fixed products have also increased in popularity.
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