Apacs spokesman Mark Bowerman stated that those shopping online should also make sure that any transactions are processed correctly.
He stated: "When you're actually submitting your card data . you firstly need to look out for the padlock icon in the browser window and then the 'http' should change to 'https' to indicate that the site is secure.
"Obviously the only person that should know what that password is you, so if anybody's trying to use your card fraudulently, they shouldn't be able to continue."
Between 2005 and 2006 there was a rise in banking fraud of 46 per cent, according to Apacs.
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