"It's important to have pet insurance whether you live in a flood-risk area or not," she commented.
"Because everything is increasing - medication is increasing, the cost of keeping your pet et cetera when you go to the vet it costs more it did two years ago. So it's vitally important that you have pet insurance."
Such insurance products are particularly worthwhile for people who splash a lot of cash looking after their pets, she added.
"If you spend a lot of money on your pet, it's worth spending the extra few pounds on pet insurance.
"Basic things could cost you a thousand pounds
if a dog's leg is broken and they have to scan it and do X-rays
that could cost a few hundred pounds."
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