The rising cost of veterinary bills means that is "vitally important" that owners purchase pet insurance, it has been claimed.
Carmel McCarthy, PR manager at Direct Line insurance, says that the cost of pet medication and treatment is rising at such a rate that "basic things" could soon end up costing a fortune.
"It's important to have pet insurance whether you live in a flood-risk area or not," she commented.
"Because everything is increasing - medication is increasing, the cost of keeping your pet et cetera when you go to the vet it costs more it did two years ago. So it's vitally important that you have pet insurance."
Such insurance products are particularly worthwhile for people who splash a lot of cash looking after their pets, she added.
"If you spend a lot of money on your pet, it's worth spending the extra few pounds on pet insurance.
"Basic things could cost you a thousand pounds if a dog's leg is broken and they have to scan it and do X-rays that could cost a few hundred pounds."
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