Shopping around for the best mortgage deals available is "always important" for consumers, according to the Council of Mortgage Lenders (CML).
The organisation has said that the most sensible way for people to choose the products are "obvious", stating that some research into what is available is always a good way for people to being a search.
Sue Anderson, the body's spokesperson, pointed to comparative tables and online resources from commercial providers as useful tools.
"Knowing the product range that is out there is obviously important for borrowers so that they can assess whether the person who is advising them is pushing them towards a product that looks suitable for them within the range available," she explained.
"Shopping around is always important, particularly so when the range of choice is narrowing, as it is at the moment."
Recent research by the CML claimed that many homeowners are moving away from fixed-rate mortgages and are becoming more attracted to tracker deals.
Click here to run an energy price comparison, and see if you could be paying less for your gas and electricity.